Low Doc Home Loans

Less documents

Being self-employed should not be a barrier to securing a home loan just because you may not have the usual documentation.Income can be approved by an accountant letter.Lenders will also assess your income on the basis that 40% of your turnover is assessable income.

What is a low doc home loan?

Low doc home loans, otherwise known as lite doc, or alt doc loans, offer you a home loan option if you're self-employed. Rather than having to provide payslips, you can usually self-certify your income by providing statements from your accountant, recent Business Activity Statements, or a self-signed income declaration form.

Borrow what you need

You can borrow up to 90% of the value of the property to a maximum of $2.5m on a broad range of property locations. Can be used to purchase or refinance your own home or an investment property.

Competitive Interest Rates

Rate starts from 4.14%(O/C,P&I,CP 5.10%) Save even more with a discounted interest rate when initial LVR is 70% or less.

Am I eligible for a low doc loan?

Self-employed people with ABN registered for 12 months and GST registered for 6 months.

Quick Response

From a quick question to a detailed discussion, no need for appointments, just phone, email or Live Chat.


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